IVF Refund Programs
IVF refund programs are offered by many IVF clinics. With an IVF refund program, the patient prepays for a certain number maximum number of IVF cycles. If the patient does not take home a baby after that number of cycles, then the patient receives most, or all, of their money back. Some examples:
- If, after the third cycle, no live birth has occurred, the majority of the fee would be refunded to the patient.
- If a live birth has occurred on the first or second cycle, the fertility clinic retains the entire fee.
Typical refund program features:
| Age limitations | Typically contains age limitations |
| Amount of fee | A patient might pay, a discounted fee, in advance, for three IVF cycles. |
| Minimum number of cycles before getting refund | Typically three to five cycles |
| Amount refunded | Typically 70% to 100% (sometimes called "money back guarantee") |
| Types of services covered | Donor egg recipients and couples requiring ICSI are typically eligible for this type of program at slightly higher fees. |
| Is financing available? | Typically the programs also offer financing (i.e., loans). |
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